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Visa Credit Cards

17 cards

Visa credit cards — the most widely accepted network worldwide, ideal for overseas spending.

Frequently asked questions

How is Visa different from other card networks?

Visa is an international card network with a global merchant footprint. Visa and Mastercard have the widest acceptance, UnionPay usually carries the lowest fees for spending in mainland China, American Express has fewer merchants but a wider range of perks, and JCB earns extra rebates in Japan.

How many Visa cards are there?

We list 17 Visa credit cards from major banks including HSBC, Standard Chartered, Citi, Hang Seng, DBS and BEA.

What foreign transaction fee do Visa cards charge?

It depends on the issuing bank, typically around 1.95%–2%. Some cards waive or refund the fee — check the card detail page.

Who should get a Visa card?

It depends on how you spend: frequent travellers get the widest acceptance from Visa or Mastercard; UnionPay has low fees in mainland China; premium users get airport lounges and other perks with American Express; and JCB carries partner offers in Japan.