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American Express Credit Cards

4 cards

American Express cards — flexible points redemption and premium travel privileges.

Frequently asked questions

How is American Express different from other card networks?

American Express is an international card network with a global merchant footprint. Visa and Mastercard have the widest acceptance, UnionPay usually carries the lowest fees for spending in mainland China, American Express has fewer merchants but a wider range of perks, and JCB earns extra rebates in Japan.

How many American Express cards are there?

We list 4 American Express credit cards from major banks including HSBC, Standard Chartered, Citi, Hang Seng, DBS and BEA.

What foreign transaction fee do American Express cards charge?

It depends on the issuing bank, typically around 1.95%–2%. Some cards waive or refund the fee — check the card detail page.

Who should get a American Express card?

It depends on how you spend: frequent travellers get the widest acceptance from Visa or Mastercard; UnionPay has low fees in mainland China; premium users get airport lounges and other perks with American Express; and JCB carries partner offers in Japan.

Other card networks