No Annual Fee Credit Cards
28 cards
No annual fee credit cards — permanently free or easily waived, so they cost nothing to hold.
HSBC Red Credit Card
HSBC
滙豐滙財金卡 - 學生卡
HSBC
SC Smart Card
Standard Chartered
BOC Chill Platinum Mastercard
BOC
中銀 Go 銀聯白金卡
中銀
中銀 Go 銀聯鑽石卡
中銀
Hang Seng MMPOWER
Hang Seng
Hang Seng enJoy Card
Hang Seng
Hang Seng Travel+
Hang Seng
AEON CARD WAKUWAKU
AEON
AEON Visa 信用卡 (Purple)
AEON
AEON 萬事達信用卡 (Purple)
AEON
AEON 銀聯信用卡 (Purple)
AEON
AEON JCB 信用卡 (Purple)
AEON
建行(亞洲) eye+ Visa Signature Card
建行(亞洲)
建行(亞洲) AIA Visa 信用卡
建行(亞洲)
信銀國際 Motion 信用卡
信銀國際
信銀國際 京東 Mastercard 卡
信銀國際
交銀 Go-Goal 白金卡
交通銀行
Amex Blue Cash 信用卡
American Express
Mox Credit
Mox
建行(亞洲) TRAVO Mastercard
建行(亞洲)
Citi The Club 信用卡
Citi
Citi Plus 信用卡
Citi
富邦一田 Visa 白金卡
富邦銀行
信銀國際大灣區雙幣信用卡
信銀國際
渣打 A. Point Card
Standard Chartered
中銀淘寶 World 萬事達卡
中銀香港
Frequently asked questions
How do I choose a no annual fee credit card?
Look at four things: 1) the rebate rate or miles ratio; 2) the monthly cap; 3) whether you need to register or hit a monthly spend threshold; 4) which merchant categories qualify. Enter a merchant and an amount in our calculator to compare.
How many no annual fee credit cards are there?
We list 28 no annual fee credit cards from major banks including HSBC, Standard Chartered, Citi, Hang Seng, DBS, BEA and AEON.
How do I apply for a no annual fee credit card?
Each card's detail page carries the official application link. Some cards also carry an extra welcome gift when you apply through our partner link.
What are the popular no annual fee card offers right now?
See limited-time offers on /en/offers, or use /categories to find the best card for each merchant type.